How Much Does It Cost To Sell a House In Connecticut? [VIDEO]

How Much Does It Cost To Sell a House In Connecticut?

This question comes up all the time and people need to be aware of all the costs associated with selling a house.

These are the typical closing costs in Connecticut for sellers.

DescriptionFormulaFees for Avg CT Sales Price of $246,800
Total Closing Costs for Seller in CT$18,356
Real Estate Commissions*6%$14,808
State Conveyance Tax**0.75%$1,851
Local Conveyance Tax***0.25%$617
Attorney Fees$800-$1000$900
Recording Fees$159-$200$180

*Save at least 50% of this amount with a Flat Fee MLS Listing in Connecticut!
**0.75% of sale price up to $800k, 1.25% of sale price above $800k
***Most towns are 0.25% but there are a handful that are slightly higher

However, there are WAY more costs associated with selling your house.

Watch the below video and learn everything you need to know about all these costs or read the full transcript just below the video.

Hi, Kris here, your real estate broker at Get Listed Realty!

picture of Kris Lippi Owner of Get Listed Realty

Because I am in real estate, quite regularly people ask me “If I were to sell my home, about how much money will it cost me”?

Usually people are only thinking about the commission they will pay when selling their house.


But this is far from the only cost involved in the sale of a house.

sell your home

And the costs sure can add up.

So in this video I’m going to answer in enough gory detail so you completely understand “How much it really costs to sell a house in Connecticut”.

picture of connecticut home selling costs

There are some specific costs I talk about that only apply to Connecticut in this video.

But most of the costs are similar throughout the country.

So lets get started.

There are more than just the closing costs when selling a house!

It is important to not only focus on the closing costs associated with selling your house.

You need to think holistically, about all the different areas that are going to eat away at your savings account.

picture of a piggy bank

In my opinion, there are 3 stages where you will have costs associated with selling your home.

counting 1 2 3

That’s either with or without using a Realtor.

  1. Cost of getting your house ready to sell
  2. Cost of being in escrow
  3. Closing costs

Costs of getting your house ready to sell!

Lets start with getting your house ready to sell.

In order for you to understand this point.

Let’s work backwards.

In order to sell your home, you need a contract with a buyer.

picture of contract to sell your house to a buyer

In order to have a contract with a buyer, you need someone to make an offer that you will accept.

picture of a buyer making an offer on a house

In order to get an offer, you need to have someone who is interested in living in your home.

picture of people living in a house

In order to get someone interested in living in your home, you need to make it appealing to them.

picture of an appealing house to live in

Which is why you have costs associated with getting your home ready to sell.

Before selling your home, it is important to take care of deferred maintenance, repairs and just an all around freshening up.

Those costs to sell a house in Connecticut, can vary depending on what you want to do.

It is best to consult with a real estate agent or a professional home stager to understand what to focus on.

So you can get the most bang for your buck.

I have been through dozens of home staging consultations.

Which is where a professional home stager was working with home sellers on how to get their home ready to put on the market.

picture of a home staging consulation

From that experience, I can tell you that the best bang for your buck items to focus on improving are floors and walls.

Generally speaking, of course.

Cost of painting your walls, doors and trim

A fresh coat of paint on all walls, doors and trim will work wonders.

picture of a couple painting their house

This will give your home almost a completely new look.

So much so you might not want to move anymore!

The costs involved in getting this painting done can vary dramatically.

This all depends on the size of your home and the painter you get quotes from.

A quick tip for you is, if you go to the local paint stores, usually they will have business cards of local painters on one of the walls by the desk.

Take some and ask the employees who is good.

So you can get a few quotes and see which one you like best.

picture of a house painter business card

But to give you a rough estimate, from what I have noticed, expect for them to charge about $300-$400 per room, including paint.

You may be able to find cheaper or even more expensive.

But like everything, be sure to shop around for what you think is the best VALUE.

Cost of making your floors look good

Now, when it comes to floors.

You are going to want to focus on carpets and hardwoods.

If your carpets are older and worn, you should have them replaced.

picture of replacing carpet cost

Go to a local discount carpet store or even Home Depot or Lowes and find an neutral in-stock carpet that can be replaced fairly cheap.

picture of home depot and lowes with Kris Lippi

Look to spend around $2.50 per square foot, with padding and installation.

That is an inexpensive price but try to stay away from the really cheap carpet.

It won’t look that good and buyers will notice the poor quality.

The trick is to not over do it or over think it.

Just get it done.

For hardwood floors, you can have them refinished fairly inexpensively.

picture of the cost to refinish hardwood floors

For a full sanding and 3 coats of polyurethane.

Look to spend no more than $2.00 per square foot.

Keep in mind, there is a ton more that you could have done to your home.

But those are the two best bang for your buck items that I have seen.

Consider the cost of a pre-sale home inspection

Another item to consider before selling your home on the MLS that could end up saving you money in the long run, is getting a pre-sale inspection.

picture of home inspection costs

A pre-sale inspection, by a Connecticut licensed home inspector, will identify all the items that will come up when a buyer has your home inspected after you are under contract.

This is important because it prevents surprises and gives you the chance to address items before selling.

Also this information will help you make disclosures and price your house appropriately.

Here is a breakdown of the costs of getting your house ready to sell.

  • Professional Stager recommendations – $200-$300 (if you choose to have one)
  • Deferred maintenance, repairs and freshening up (This is going to vary, depending on scope and size of your home)
  • Pre-sale inspection – $400-$600 (plus the costs of repairing any items found)

I want to note, that the above items are optional but you should consider them if you are serious about selling your home.

By taking the time to prepare your home for sale and marketing it in the MLS, will hopefully get it to sell quickly.

Ideally, your home should sell in under 30 days if done correctly.

You can watch my video “The Magic Formula to Sell Your Home

picture of magic formula to sell home in connecticut

Or watch “Sell Your House Fast and Get More Money

picture of selling your house fast

To go deeper into how to sell your house correctly.

The costs of being in escrow!

Once you are in contract to sell your home or what is also called escrow, you might have a couple costs associated with the buyers getting your home inspected.

Typically, in Connecticut the buyer is responsible for paying the fees of having a Connecticut licensed home inspector over to your house to perform the inspection.

However, there are a couple costs that the seller can be on the hook for and you don’t want to forget to add them into your total cost to sell a house in Connecticut.

These costs can be having the septic tank pumped for inspection or having a pool opened for inspection.

gif of costs of inspection for house seller

These costs are obviously only applicable if the house has a septic system or a pool.

A good tip for you, is to try to negotiate that the buyer be on the hook for these items during the inspection.

But traditionally the seller does pay for them.

The other cost to sell a house in connecticut, that the seller can have while in escrow, is any repair items that the buyer negotiated with you after the inspection.

For example, say the roof had a leak or high radon levels were detected.

gif of getting roof and radon fixed

And you agreed to have that fixed in some way.

It is proactive thinking on your part, to be prepared to put away a couple or even few thousand dollars for repair items on your home.

After all, if you don’t need it, then you have some more money in your pocket!

But if you had your home pre-sale inspected like I talked about earlier, than there should be no surprises.

So to summarize your in contract (escrow) costs.

  • Home inspection seller responsibility costs ($200-$600)
  • Inspection repair costs (this depends on scope of repairs, but budget $1000-$3000)

The closing costs are usually the most expensive part of selling your home

Great, so you made it through escrow and now you are at the closing table.

This is where your closing costs come into play.

This is also the most common costs people associate with selling your home.

I typically divide these costs into two buckets.

  1. Debt Payoff Costs
  2. Closing Cost Fees

Costs of paying off some types of debt is mandatory when selling your home!

Debt payoff costs are simply any debt that you have, that will need to be paid off at closing.

The most common debt in this category is paying off the mortgage.

picture of cost of paying off mortgage

You can get a payoff amount by calling your mortgage servicing company and simply asking what the payoff amount is.

Another debt that will need to be paid is any housing tax debt.

picture of the cost of paying off house tax

Typically in Connecticut, we pay house taxes in advance.

So assuming you are a good tax paying citizen, then this would not apply to you.

However, if you missed some tax payments then you will have to pay them off at closing.

There is no way around that one, sorry!

The same goes for any unpaid association fees if you live in a condo, PUD complex or any home with an association.

picture of paying off condo fees costs

These costs will be the amount of months you have not paid and any fees that the association may charge.

Also, if any liens have been put on the house in the form of a mechanics or judgement lien then those will have to be paid off as well.

gif of paying off lien costs

Those are highly unlikely if you have paid for all work that you have had done.

Or if a court ordered judgement has not been ruled against you.

But they can be there and you might not know about them if they are!

So it might be worthwhile to go to the town hall and verify there are none there.

Otherwise you can not only expect your total cost to sell a house in Connecticut to go up, but you might have to delay your closing!

So to summarize the debt payoff costs.

  • Paying off mortgage loan balance (to find out, call your mortgage company)
  • Unpaid property taxes (to find out, call local tax collector)
  • Unpaid association fees (to find out, call association)
  • Mechanics or judgement leins on the house (to find out, look up property records at your town hall)

The costs of professional services to sell your house in Connecticut

Next up is closing cost fees.

Which is the money you are paying for professional services associated with selling and closing your house.

It is important to pick professionals that will deliver on what you hire them to do.

The trade-off for selling your home with a real estate agent and having them providing great customer service is commissions.

real estate agent for buyers

Which are negotiable but are usually between 5-6% of the selling price of your home.

gif of real estate commission cost

Which adds up to a lot of money.

Which is why, if you are looking to save on the cost to sell a house in Connecticut, I offer flat fee MLS listing plans for you to sell on your own and save THOUSANDS.


Be sure to watch my video “Check out what we do here at Get LISTED Realty”.

pic of get listed realty introduction

If you are interested in saving all that money you would of had to pay in commissions.

The second most common professional service fee, is the attorney who handles the closing of the house.

picture of a real estate attorney

It is important to pick an attorney who specializes in real estate transactions and add that into the cost to sell a house in Connecticut.

This is to ensure you are represented correctly and protected in the sale of one of your most important assets.

Typically, you can expect to pay about $800-$1000 for an attorney to close the sellers side of the transaction.

When you sell your home there is typically a recording fee for recording that the mortgage was released if you had one.

This fee is usually a flat fee plus a few more dollars per page but it is a nominal cost of about $200 in total.

But still something to factor in.

Don’t forget about taxes of selling a home in Connecticut

Finally, when selling your home the state and town want to tax you and get some revenue.

Shocking right!

This is called the conveyance taxes.

picture of bag of money that says tax

They are charged to everyone when selling a house.

In Connecticut, the town typically charges 0.25% of the sale price and the state charges 0.75% of the sale price for a total of 1%.

If your home sale is over $800,000 then you will get charged a higher percentage on the state rate.

Also, there are a handful of towns that charge a higher percentage than the 0.25%.

So don’t forget to factor in that 1% sales tax when selling your home.

Please note, there is another tax that you could be on the hook for.

If you are not buying another home with the proceeds of the sale of your home, then you might be charged a capital gains tax.

This is a topic that is best discussed with your accountant.

picture of a calculator representing an accountant

So you can plan how to best handle this tax for your situation, if it even applies to you.

So to summarize the closing costs when selling your home.

  • Commission (varies but usually between 5-6% of sale price)
    Or eliminate at least half of that commission with one of my flat fee MLS listing plans!
  • Attorney fee ($800-$1000)
  • Recording fees ($159-$200 depending on number of pages)
  • Conveyance taxes (usually, 1% of sale price)
  • Capital gains taxes (consult your accountant)

Time to get some money back at closing?

Are you tired of all the costs yet?

I’m sure you were not expecting to be spending this amount for your cost to sell a house in Connecticut!

There is some good news, how about some money back!

gif of money going back to person

When closing on your home, some costs you already paid for and actually have to be reimbursed to you.

Do you remember paying for your last oil or propane delivery?

picture of an oil truck

Well if there is anything left in the tank then the buyer will have to pay you current market prices for that remaining fuel.

Also, remember how I told you that you prepay your taxes 6 months in advance?

Well that means any remaining days that you are no longer living in the home will mean you will have to be reimbursed for those taxes, score!

The same goes for insurance that was prepaid, it will be prorated and refunded back to you, double score!

So here is the money you get back at closing.

  • Remaining Fuel (Gallons remaining * market price/gallon)
  • Prepaid Taxes (prorated based on date of closing)
  • Prepaid Insurance (also prorated based on date of closing)

Next steps for the cost to sell a house in Connecticut

Ok, so we have established that it takes a lot of money to sell a house.

Hopefully, I have answered everything you wanted to know about “How Much Does It Cost To Sell a House in Connecticut”.

picture of connecticut home selling costs

When you add everything up including real estate commissions, closing costs and fees, money to repair the home it can be a significant amount.

Which is why I offer sellers the opportunity to sell their house on their own but get listed in the Realtors MLS for a low flat fee.


picture of kris lippi with realtors mls logo

If you are watching this and have not purchased one of my professional listing plans, head over to my purchase page and get started.

Or if you still have any questions about the costs of selling your home, or about my flat fee MLS listing plans.

Contact me directly, through my website and I will get back to you right away.

Go Ahead, Ask Me Anything!


Oh and I almost forgot, don’t forget about moving costs!

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